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Annuities

Fixed and variable annuities can provide a steady stream of income

Whether you’re already retired or years away, discover how guaranteed income from an annuity can help you feel more confident in your retirement planning. From fixed annuities with a stated payout rate, to variable annuities with a payout rate based on market performance, learn more about the features and benefits of investing in annuities.

Benefits of investing in annuities

Guaranteed income for life - the only investment product that can provide guaranteed income for life, annuities are contracts between investors and insurance companies.
Tax benefits - annuities offer tax-deferred growth potential, which means your money can compound and grow tax-deferred until a withdrawal or an annuitized payment is made.
Hedge against market fluctuations - annuities can offer several different guarantees that provide protection during market downturns, and may, for an additional cost, include guaranteed growth, guaranteed principal protection, or a stream of income that is guaranteed for life and will never decrease.
Higher payouts - annuity payments include interest and a portion of your principal contribution, and may even continue after you've recouped your principal, giving you higher payouts than comparable investments that provide income.

Learn more about the benefits and risks of investing in annuities from The Ticker Tape®

Looking to invest in an annuity?

Annuities are available through our affiliate Schwab, and are now available to TD Ameritrade clients. Learn more about the features, potential benefits, and risk to see if an annuity is right for you.

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Call us: 800-454-9272

175+ Branches Nationwide

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Annuities are long-term investments designed for retirement purposes. Withdrawals of taxable amounts are subject to income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Early withdrawals may be subject to withdrawal charges. Optional riders are available at an additional cost. All guarantees are based on the claims paying ability of the insurer. An annuity is a tax-deferred investment. Holding an annuity in an IRA or other qualified account offers no additional tax benefit. Therefore, an annuity should be used to fund an IRA or qualified plan for annuity features other than tax deferral. Product features and availability vary by state. Restrictions and limitations may apply.

Investment and Insurance Products: Not FDIC Insured * No Bank Guarantee * May Lose Value

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